1. Cryptocurrency Risks

Cryptocurrencies and blockchain-based assets are inherently volatile and subject to significant market, regulatory, and technological risks.
Prices can fluctuate drastically, and the value of your holdings may increase or decrease without warning.

By using IBEX, you acknowledge and accept that:

• The market value of cryptocurrencies may change rapidly and unpredictably.
• You are solely responsible for evaluating the risks before engaging in crypto transactions.
• IBEX does not guarantee the value, performance, or security of any cryptocurrency you hold or transact within the app

2. Responsibility for Private Keys

IBEX is a non-custodial wallet. You are solely responsible for safeguarding your:

• Private keys
• Recovery phrases (seed phrases)
• Wallet passwords

If you lose access to your private keys or recovery phrases, your funds may become permanently inaccessible. IBEX cannot recover lost keys, restore wallets, or access your funds.

3. No Financial, Legal, or Tax Advice

IBEX is a software tool for cryptocurrency management. It does not provide:

• Financial advice
• Legal advice
• Tax advice

You are responsible for complying with local laws, including any tax obligations, reporting requirements, or legal restrictions associated with the use and transfer of cryptocurrencies.

4. Network & Transaction Risks

Cryptocurrency transactions are irreversible once confirmed by blockchain networks. Transaction times, fees, and finality may vary based on network activity.

IBEX has no control over:

• Blockchain confirmations
• Network performance
• Transaction validation and settlement times
• Changes in transaction fees
• You acknowledge that all transactions are at your own risk.

5. External Services & Links

IBEX may interact with external decentralized exchanges, blockchain networks, or other third-party services. These services are independent and are governed by their own terms and policies.

We are not responsible for:

• Losses caused by third-party services
• Service interruptions or errors from external providers
• The security or reliability of third-party platforms

6. Final Acknowledgment

By using IBEX, you confirm that you fully understand the risks associated with cryptocurrencies and the operation of a non-custodial wallet, and you agree to use IBEX entirely at your own risk.

7. Contact Us

If you have questions about this Risk Disclosure, please reach out to:
Email: support@ibexwallet.io